Web Site Terms and Conditions of Use

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1. Terms

Your use of this website and your transactions conducted with ShowMojo in connection with this website are subject to the following Terms and Conditions, also referred to as “Terms of Use”. By accessing this web site, you are agreeing to be bound by these web site Terms and Conditions of Use, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. Clicking onto web pages beyond the website’s homepage constitutes your acceptance of and agreement with the Terms of Use, whether or not you complete a transaction with ShowMojo and whether or not you complete your transaction on the website or through other channels, such as by phone, by email, facsimile, or otherwise. If you do not agree to the Terms of Use, you may not use this website. The materials contained in this web site are protected by applicable copyright and trademark law.

Permitted Use

You agree that:

1. Your use of this website is subject to and governed by these Terms of Use,
2. You will only access or use this website and transact business with us if you are at least 18 years old,
3. You will comply with and be bound by these Terms of Use as they appear on this website each time you access and use this website,
4. Each use of this website by you indicates and confirms your assent to and agreement to be bound by these Terms of Use, and
5. These Terms of Use are a legally binding agreement between you and ShowMojo that will be enforceable against you.

You agree that you will not use or attempt to use this website for any purpose other than conducting business with ShowMojo. You may not use or attempt to use this website or any part of this website for any other purpose.

By submitting any content to ShowMojo, you hereby grant ShowMojo a worldwide, non-exclusive right to publish your content within the ShowMojo site and on third-party services (electronic or otherwise). The copyrights in and to all content remain with the owner of such copyrights. Nothing contained herein shall be construed to transfer any copyrights to ShowMojo.

Notice to Users of Consumer Reports

2. Disclaimer

The materials on ShowMojo’s web site are provided “as is”. ShowMojo makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, ShowMojo does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its Internet web site or otherwise relating to such materials or on any sites linked to this site.

3. Limitations

In no event shall ShowMojo or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption,) arising out of the use or inability to use the materials on ShowMojo ‘s Internet site, even if ShowMojo or a ShowMojo authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

You may not reverse engineer, disassemble, decompile or attempt to reverse engineer or derive source code from, all or any portions of ShowMojo’s web sites or Services, or permit any third party to do so except to the extent that this restriction is expressly prohibited by applicable law. In no event will such reverse engineering be considered Fair Use under federal copyright law, and you hereby agree to waive any claims of Fair Use as a defense for any reverse engineering, including, without limitation, any claims that such reverse engineering is being done for interoperability purposes under the Digital Millennium Copyright Act. Any such attempt shall exceed the authorized access you have to the site under services as that term is defined under 18 U.S.C. 1030.

ShowMojo, at its sole discretion, but based on some clear form of evidence, reserves the right to immediately cancel an account that it believes to be (1) opened with a fraudulent or stolen payment method, (2) used for unethical or illegal purposes, (3) used by or for any party currently or intending to market and provide services similar to any features offered within the ShowMojo product.

If you allow ShowMojo to access your other systems, such as property management software, for ShowMojo-related activities, ShowMojo is not liable for any unintended results. It is your responsibility to provide limited access and protect your data.

4. Revisions and Errata

The materials appearing on ShowMojo’s web site could include technical, typographical, or photographic errors. ShowMojo does not warrant that any of the materials on its web site are accurate, complete, or current. ShowMojo may make changes to the materials contained on its web site at any time without notice. ShowMojo does not, however, make any commitment to update the materials.

5. Account-Holder Agreement on Use of Personal Information Provided by Prospects

As an account holder of the ShowMojo site, you agree to use prospect information only for the purposes of scheduling and obtaining feedback on the listing that prospect has elected to see. You agree not to contact prospects obtained via ShowMojo for any other reason without first obtaining permission from the prospect. You also agree to hold the prospects personal information in a secure manner and to not share that information with any third parties. ShowMojo reserves the right to cancel your account without warning if presented with reliable evidence of a breach of this policy.

6. Payments and Account Cancelations

All payments are non-refundable, including payments for quarterly and annual plans. Monthly plans include limits that may be exceeded and will incur additional charges. You are responsible for monitoring your account, and you agree to pay all published fees associated with account usage.

ShowMojo provides Digital Lockbox products (such as CodeBox and VaultLOCKS) to its customers at a price below their true cost. Because of this, purchased Digital Lockboxes are tied to the ShowMojo platform for six months after purchase. If a customer chooses to remove a Digital Lockbox from the ShowMojo platform in less than that six month period, the customer can do so at a fee of $20 per Digital Lockbox.

Accounts without a signed contract beyond these terms can be cancelled by the user at any time. No refund is provided for unused duration or leads. To cancel, you must use the cancel link that can be accessed by signing into your ShowMojo account and going to the Billing Settings page. Cancelation requests transmitted by email, phone or any other means will not be honored.

Applicable charges incurred during the final billing period such as add-on services, additional listings, or additional leads will be charged to the billing method on file after cancellation has been completed.

7. Site Content

Content on this site or content controlled by ShowMojo is provided solely for your personal, non-commercial use. Such content may not be framed, copied, reproduced, republished, uploaded, posted, transmitted, distributed, scraped, spidered and/or exploited in any way, including by email or other electronic means for commercial use without proper license agreements with ShowMojo. Such use of the content is considered theft and will be prosecuted.

ShowMojo® and MojoLock® are registered trademarks of ShowMojo.

8. Links

ShowMojo has not reviewed all of the sites linked to its Internet web site and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by ShowMojo of the site. Use of any such linked web site is at the user’s own risk.

9. Site Terms of Use Modifications

ShowMojo may revise these terms of use for its web site at any time without notice. By using this web site you are agreeing to be bound by the then current version of these Terms and Conditions of Use.

10. Governing Law

Any claim relating to ShowMojo’s web site shall be governed by the laws of the State of Illinois without regard to its conflict of law provisions.

11. Equal Housing Opportunity

The latest updates for this section can be found here: http://www.move.com/company/equalhousing.aspx?gate=realtor

WHAT EVERYONE SHOULD KNOW ABOUT EQUAL OPPORTUNITY IN HOUSING

The sale and purchase of a home is one of the most significant events that an individual will experience in their lifetime. It is more than the simple purchase of housing, for it directly impacts the hopes, dreams, aspirations, and economic destiny of those involved. It is for this reason that the Fair Housing Act and other federal and state laws were enacted to guarantee a right to a national housing market free from discrimination based on race, color, religion, sex, handicap, familial status, and national origin.

THE LAW

Civil Rights Act of 1866

The Civil Rights Act of 1866 prohibits all racial discrimination in the sale or rental of property.

Fair Housing Act

The Fair Housing Act declares a national policy of fair housing throughout the United States. The law makes illegal any discrimination in the sale, lease or rental of housing, or making housing otherwise unavailable, because of race, color, religion, sex, handicap, familial status, or national origin.

Americans with Disabilities Act

Title III of the Americans with Disabilities Act prohibits discrimination against persons with disabilities in places of public accommodations and commercial facilities.

Equal Credit Opportunity Act

The Equal Credit Opportunity Act makes discrimination unlawful with respect to any aspect of a credit application on the basis of race, color, religion, national origin, sex, marital status, age or because all or part of the applicant’s income derives from any public assistance program.

State and Local Laws

State and local laws often provide broader coverage and prohibit discrimination based on additional classes not covered by federal law.

THE RESPONSIBILITIES

The home seller, the home seeker, and the real estate professional all have rights and responsibilities under the law.

For the Home Seller

As a home seller or landlord you have a responsibility and a requirement under the law not to discriminate in the sale, rental and financing of property on the basis of race, color, religion, sex, handicap, familial status, or national origin. You cannot instruct the licensed broker or salesperson acting as your agent to convey for you any limitations in the sale or rental because the real estate professional is also bound by law not to discriminate. Under the law, a home seller or landlord cannot establish discriminatory terms or conditions in the purchase or rental; deny that housing is available, or advertise that the property is available only to persons of a certain race, color, religion, sex, handicap, familial status, or national origin.

For the Home Seeker

You have the right to expect that housing will be available to you without discrimination or other limitations based on race, color, religion, sex, handicap, familial status, or national origin.

This includes the right to expect:

Housing in your price range made available to you without discrimination;

Equal professional service;

The opportunity to consider a broad range of housing choices;

No discriminatory limitations on communities or locations of housing;

No discrimination in the financing, appraising, or insuring of housing;

Reasonable accommodations in rules, practices and procedures for persons with disabilities;

Non-discriminatory terms and conditions for the sale, rental, financing, or insuring of a dwelling; and

To be free from harassment or intimidation for exercising your fair housing rights

For the Real Estate Professional

Agents in a real estate transaction are prohibited by law from discriminating on the basis of race, color, religion, sex, handicap, familial status, or national origin. A request from the home seller or landlord to act in a discriminatory manner in the sale, lease or rental cannot legally be fulfilled by the real estate professional.

THE REALTOR FAIR HOUSING PROGRAM

The NATIONAL ASSOCIATION OF REALTORS has developed a Fair Housing Program to provide resources and guidance to REALTORS in ensuring equal professional services for all people. The term REALTOR identifies a licensed professional in real estate who is a member of the NATIONAL ASSOCIATION OF REALTORS. Not all licensed real estate brokers and salespersons are members of the National Association, and only those who are may identify themselves as REALTORS.

They conduct their business and activities in accordance with a strict Code of Ethics.

The Code of Ethics

Article 10 of the NATIONAL ASSOCIATION OF REALTORS Code of Ethics provides that “REALTORS shall not deny equal professional services to any person for reasons of race, color, religion, sex, handicap, familial status, or national origin. REALTORS shall not be a party to any plan or agreement to discriminate against a person or persons on the basis of race, color, religion, sex, handicap, familial status or national origin.

A REALTOR pledges to conduct business in keeping with the spirit and letter of the Code of Ethics. Article 10 imposes obligations upon REALTORS and is also a firm statement of support for equal opportunity in housing.

IF YOU SUSPECT DISCRIMINATION

Call the Local Board of REALTORS

Local Boards of REALTORS will accept complaints alleging violations of the Code of Ethics filed by a home seeker who alleges discriminatory treatment in the availability, purchase or rental of housing. Local Boards of REALTORS have a responsibility to enforce the Code of Ethics through professional standards procedures and corrective action in cases where a violation of the Code of Ethics is proven to have occurred.

Call the U.S. Department of Housing and Urban Development

Complaints alleging discrimination in housing may be filed with the nearest office of the United States Department of Housing and Urban Development (HUD), or by calling HUD’s toll free numbers, 1-800-669-9777 (voice), or 1-800-543-8294 (TDD).

Contact HUD on the internet at http://www.hud.gov/offices/fheo/index.cfm

12. Disclosures to Report Subjects

1. The Fair Credit Reporting Act allows you to obtain a disclosure from every credit reporting agency of the nature and substance of all information in your file at the time of the request. Full disclosure of information in your file at Experian must be obtained directly from Experian by calling 888-397-3742 or logging on to www.experian.com/consumer. The credit report you are requesting from ShowMojo is not intended to constitute the disclosure of Experian information required by the Fair Credit Reporting Act or similar state laws.

2. You are entitled to receive a disclosure directly from the consumer reporting agency free of charge under the following circumstances:

a. You have been denied credit, insurance or employment within the past sixty (60) days as a result of your credit report
b. You certify in writing that you are unemployed and intend to apply for employment in the sixty (60) day period beginning on the date on which you made the certification
c. You are a recipient of public welfare assistance
d. You have reason to believe that my file at the agency contains inaccurate information due to fraud
e. Annually at www.annualcreditreport.com

Otherwise, the consumer reporting agency may impose a reasonable charge for the disclosure.

3. The Fair Credit Reporting Act permits you to dispute inaccurate or incomplete information in your credit file. Your understand that accurate information cannot be changed.

4. You do not have to purchase my credit report or other information from ShowMojo to dispute inaccurate or incomplete information in your Experian file or to receive a copy of your Experian consumer credit report.

5. Experian’s National Consumer Assistance Center provides a proprietary consumer disclosure that is different from the consumer credit report provided by ShowMojo. The disclosure report must be obtained directly from Experian. Consumers residing in the States of Colorado, Massachusetts, Maryland, New Jersey, and Vermont may receive a free copy of their consumer credit report once per year and residents of the State of Georgia may receive two (2) copies per year.

6. Fraud Alerts are available to any eligible consumers—free of charge—from a national consumer reporting agency.

7. You have the right to purchase a consumer credit score directly from Experian.

13. VantageScore Credit Score Notice

ShowMojo utilizes the VantageScore® credit score. The VantageScore credit score may or may not be used by Report Subject’s lenders, and is not an endorsement or guarantee of Report Subject’s credit worthiness as seen by lenders.

Please be aware that there are many scoring models used in the marketplace. Each scoring model may have its own set of factors and scale. The information and credit scoring may be different than that used by a lender. The VantageScore credit score may not be identical in every respect to any other credit score produced by another company or used by Report Subject’s lender.

Report Subject’s VantageScore credit score is calculated using Report Subject’s actual data from Report Subject’s credit file at the time of ShowMojo’s request. Keep in mind, however, that other factors, such as length of employment and annual salary, are often taken into consideration by lenders when making decisions about Report Subject. How each lender weighs its chosen factors may vary, but the exact formula used to calculate Report Subject’s score is proprietary.

Also note that each consumer reporting agency has its own set of data, resulting in a separate VantageScore credit score for each of Report Subject’s credit files.

You agree to request VantageScore credit scores only for your use alone for the purposes certified to ShowMojo and for no other purpose or use. All VantageScore credit scores provided hereunder will be held in strict confidence and may never be sold, licensed, copied, reused, disclosed, reproduced, revealed or made accessible, in whole or in part, to any person except as required by law or as otherwise set forth in your agreement with ShowMojo.

VantageScore® is owned by VantageScore Solutions, LLC.

14. Investigative Consumer Reporting Agency Act (ICRAA)

The requirements outlined below apply to transactions subject to the California Investigative Consumer Reporting Agencies Act, California Civil Code §1786, et seq. (“ICRAA”).

You (the End User) agree to comply with the following in your request for and use of the Investigative Consumer Report.

A. If an Investigative Consumer Report is sought in connection with the underwriting of insurance, End User agrees that it:

Shall clearly and accurately disclose in writing at the time the application form, medical form, binder, or similar document is signed by the consumer, that an Investigative Consumer Report regarding the consumer’s character, general reputation, personal characteristics, and mode of living may be made. If no signed application form, medical form, binder, or similar document is involved in the underwriting transaction, the disclosure shall be made to the consumer in writing and mailed or otherwise delivered to the consumer not later than three days after the Investigative Consumer Report was first requested. The disclosure shall include the name and address of any investigative consumer reporting agency conducting an investigation, plus the nature and scope of the investigation requested, and a summary of the provisions of California Civil Code §1786.22.

B. If an Investigative Consumer Report is sought for employment purposes other than suspicion of wrongdoing or misconduct by the subject of the investigation, End User certifies it shall only request the Investigative Consumer Report if all of the following apply:

a. End User has certified its ICRAA permissible purpose(s).

b. End User provides a clear and conspicuous disclosure in writing to the consumer at any time before the End User requests the Investigative Consumer Report in a document that consists solely of the disclosure, that:

i. An Investigative Consumer Report may be obtained.
ii. The permissible purpose of the Investigative Consumer Report is identified.
iii. The disclosure may include information on the consumer’s character, general reputation, personal characteristics, and mode of living.
iv. Identifies the name, address, and telephone number of the investigative consumer reporting agency conducting the investigation.
v. Notifies the consumer in writing of the nature and scope of the investigation requested, including a summary of the provisions of California
vi. Notifies the consumer of the Internet Web site address of the investigative consumer reporting agency identified in clause (iv), or, if the agency has no Internet Web site address, the telephone number of the agency, where the consumer may find information about the investigative reporting agency’s privacy practices, including whether the consumer’s personal information will be sent outside the United States or its territories and information that complies with California Civil Code §1786.20, subdivision (d).

c. The consumer has authorized in writing the procurement of the Investigative Consumer Report.

d. End User’s request for an Investigative Consumer Report will not violate applicable federal or state equal employment opportunity laws or regulations.

e. End User certifies, in addition to the requirements set forth herein, that: (a) it will ensure that prior to procurement or causing the procurement of an Investigative Consumer Report for employment purposes (an Employment Insight Report): (i) a disclosure that complies with ICRAA and the FCRA; and (ii) the consumer has authorized in writing the procurement of the report by the End User; (b) in using an Investigative Consumer Report for employment purposes, before taking any adverse action based in whole or in part on the report, End User shall provide to the consumer to whom the report relates (i) a copy of the report; and (ii) a description in writing of the rights of the consumer as prescribed by the Bureau of Consumer Financial Protection (“Bureau”) under the FCRA; and (c) information from the Investigative Consumer Report will not be used in violation of any applicable federal or state equal employment opportunity law or regulation. End User acknowledges receipt of a copy of the Summary of Consumer Rights prescribed by the Bureau under Section 609(c)(1) of the FCRA and agrees to attach a copy of such Summary of Consumer Rights to each consumer report used for employment purposes as required by Section 604(b)(3)(A)(ii) of the FCRA.

C. If an Investigative Consumer Report is sought in connection with the hiring of a dwelling unit, as defined in California Civil Code §1940, subdivision (c), Reseller shall require End User to agree that it will, not later than three days after the date on which the Investigative Consumer Report was first requested, notify the consumer in writing that an Investigative Consumer Report will be made regarding the consumer’s character, general reputation, personal characteristics, and mode of living. The notification shall also include the name and address of the investigative consumer reporting agency that will prepare the Investigative Consumer Report and a summary of the provisions of California Civil Code §1786.22.

D. Reseller shall require End User to certify that it will provide a copy of the Investigative Consumer Report to the subject of the investigation, as provided in California Civil Code §1786.16, subdivision (b).